Upon closing, the acquisition will add a new financing layer to Securitize’s platform, expanding its capabilities beyond the issuance and servicing of tokenized assets to include asset-backed lending. By combining Securitize’s tokenization infrastructure with River One’s warehouse financing technology, the companies aim to enable institutions to bring financial assets onchain and access financing against those assets through an integrated platform.
The transaction positions Securitize to enter the $6 trillion global private asset-backed finance market, where banks, private credit funds and specialty lenders provide capital to businesses backed by portfolios of income-generating assets. River One focuses on providing institutional-quality financing solutions to creditworthy borrowers, combining rigorous AI-based underwriting with flexible financing structures and access to new sources of capital.
The acquisition comes as the global stablecoin market has grown to approximately $321 billion, creating new opportunities to put digital capital to work in the real economy. At the same time, demand for asset-backed financing continues to expand, with KKR estimating that the global private asset-backed finance market could grow from $6 trillion to $9.2 trillion by 2029.
“Credit is one of the most exciting emerging asset classes for blockchain-based financial markets, and acquiring River One represents an important step in expanding our business into this space,” said Carlos Domingo, Chairman and CEO of Securitize. “River One brings a talented team, deep expertise in asset-backed financing and blockchain technology that will allow us to participate in asset origination and lending markets. This opens up a significant new addressable market for Securitize, with opportunities for higher-value services, additional revenue streams and greater monetization across our platform.”
River One was incubated by Framework Ventures, with investment backing from both Framework Ventures and Maple Finance.
Founded in New York in 2025, River One specializes in warehouse financing backed by portfolios of income-generating assets, including small business loans, receivables and other collateral. Warehouse facilities provide lenders and other loan originators with capital to fund loans as they are originated.
River One’s platform brings AI powered origination capabilities and structuring, facility setup, borrowing-base reporting, collateral monitoring and funding operations together in a single system, giving lenders and borrowers a shared, real-time view of their financing positions. Its technology is designed to streamline the management of warehouse credit facilities while combining traditional underwriting and legal protections with blockchain-based financial infrastructure.
“Asset-backed financing is a critical part of the financial system, but the infrastructure supporting it has significant room for innovation,” said Braham Mehta, Co-Founder and CEO of River One. “We built River One to bring modern AI and blockchain technology and new sources of capital to institutional lending while maintaining the credit discipline and protections these markets require. Joining Securitize gives us the opportunity to bring this approach to a much larger market.”
River One is developing relationships with capital providers in the stablecoin ecosystem to support the financing of high-quality, income-generating assets. Its model is designed to maintain traditional credit underwriting standards and legal protections, including special-purpose vehicles designed to be bankruptcy-remote, collateral requirements and ongoing portfolio monitoring, while using blockchain technology to improve financing efficiency.
The acquisition is expected to expand Securitize’s addressable market and create additional revenue opportunities from institutional financing activity, connecting its existing tokenization infrastructure with River One’s credit capabilities.
The transaction is expected to close in the fourth quarter of 2026, subject to customary closing conditions.
